Single Payment

Partners operating in markets that allow the collection of insurance premiums by non-insurance companies may use this method of premium collection. This is the most common approach for XCover partner integrations, and offers significant efficiency, process, and approval rate benefits.

If you are planning to sell insurance products to residents of the United States of America then it is likely the integration would use the Dual Payment method unless the insurance products are travel or warranty related, in which case you might be eligible for a Travel Retailers or general warranty exemption. Please contact your assigned Client Solutions Engineer (CSE) for more information.

For partners planning to sell insurance products solely to residents of the Europe Union you might be eligible to become an Approved Representative of Cover Genius allowing you to collect premium. Otherwise you must use the Dual Payment method. Please contact your assigned CSE for more information.

For partners planning to sell insurance products to residents elsewhere please contact your assigned CSE for more information on how to collect premiums if you wish to remain the Merchant of Record.

Optionally, Partners may choose to track the payment/checkout item using meta-data fields as indicated below, in the booking or instant booking request:

  "partner_metadata": {
        "trip_name": "Holiday trip",
        "primary_contact": "Dana Skulky",
        "primary_contact_number": "+123123123",
        "primary_contact_email": "[email protected]",
        "custom_platform_transaction_reference": "XZY123" }