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API Specification
  • Introduction
  • Integration Checklist
  • Common Use Cases
    • Events / Tickets
    • Travel / Accomodation
    • Property / Renters
    • Parcel / Shipping
    • Product / Retail
  • API Authentication
  • Idempotency Keys
  • Rate Limits
  • Purchase Workflow Overview
    • Quote Request for Policies
      • Fast Quote (Optional)
      • Displaying the Quote
      • JS based offer display
    • Payment Process
      • Single Payment
      • Dual Payment
    • Booking
      • Instant Booking
    • Insurance Opt-Out
  • Cancellation Workflow
  • Modification Workflow
  • Renewal Workflow
  • Instalments Workflow
  • Claim
  • Policy Management
  • XCover Quote Package State
  • API Responses
    • Quote/Policy Status
    • Error Management
    • Error Types
  • Data Formats
  • Webhooks
  • Apple Private Relay
  • FAQs
    • Events / Tickets FAQs
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  1. Common Use Cases

Property / Renters

Property related insurance products such as Renters, Landlord, etc

PreviousTravel / AccomodationNextParcel / Shipping

Last updated 4 years ago

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Commonly, partners will integrate XCover using two key purchase process API calls: and . Most integrations follow the below high level flow of events:

1. User goes through a property related User Experience 2. Partner platform sends a to the create quote endpoint 3. User selects insurance option/s 4. User pays for travel and insurance at checkout 5. 6. Partner sends a to the create booking endpoint 7. XCover sends confirmation email including policy details, Partner sends purchase confirmation and tax invoice.

Post sale processes

In circumstances where a customer chooses to purchase the anchor product or service, but not the insurance offer. An opt-out request is used to notify XCover of a non-opted insurance quote. This assists with pricing and product offer data analysis and ultimately improved offers and sales results.

Changes to customer details such as name, address, or any rating factor needs to be captured in order to ensure the customer is paying the appropriate premium.

Should a partner need to facilitate policy cancellation, the below workflow should be referenced.

Modification
Cancellation
Opt-out process
create booking
quote package payload
Payment collection
booking request payload
create quote