LogoLogo
API Specification
  • Introduction
  • Integration Checklist
  • Common Use Cases
    • Events / Tickets
    • Travel / Accomodation
    • Property / Renters
    • Parcel / Shipping
    • Product / Retail
  • API Authentication
  • Idempotency Keys
  • Rate Limits
  • Purchase Workflow Overview
    • Quote Request for Policies
      • Fast Quote (Optional)
      • Displaying the Quote
      • JS based offer display
    • Payment Process
      • Single Payment
      • Dual Payment
    • Booking
      • Instant Booking
    • Insurance Opt-Out
  • Cancellation Workflow
  • Modification Workflow
  • Renewal Workflow
  • Instalments Workflow
  • Claim
  • Policy Management
  • XCover Quote Package State
  • API Responses
    • Quote/Policy Status
    • Error Management
    • Error Types
  • Data Formats
  • Webhooks
  • Apple Private Relay
  • FAQs
    • Events / Tickets FAQs
Powered by GitBook
On this page
  • Single Payment
  • Dual Payment
  • Split Payment

Was this helpful?

Export as PDF
  1. Purchase Workflow Overview

Payment Process

How will customers pay for their policy premium?

PreviousJS based offer displayNextSingle Payment

Last updated 4 years ago

Was this helpful?

Single Payment

Most XCover partners operate their own shopping cart, checkout, and payment collection processes. From a customer experience perspective, a single itemised purchase transaction is preferable (for example a travel booking along with the insurance policy).

Please refer to the for more information.

Dual Payment

In rare circumstances, Partners and XCover may agree to operate a dual payment integration approach. This results in two transactions against the same payment method of the user in quick succession. The merchant of record for the product/service remains the Partner, and the merchant of record for Insurance remains XCover. If this is your preferred integration method, please speak to your Partnerships manager or Client Solutions Engineer.

Please refer to the for details on implementing this workflow.

Split Payment

In some circumstances, Partners may choose to integrate split payments (by using an approved payment provider) to split the transaction after payment collection, ie. One payment, two merchants (Partner and XCover), and two settlements (Partner and XCover). If this is your preferred integration method, please speak to your Partnerships manager or Client Solutions Engineer.

Single Payment page
Dual Payment page