Fast Quote (Optional)

Sending a Fast Quote Request

The Fast Quote endpoint is available to partners who meet specific criteria outlined by Cover Genius. Please contact your assigned Client Solutions Engineer (CSE) to discuss use of the Fast Quote endpoint.

Fast Quote request is commonly issued at product pages to display selective information about the policy which could include:

• Policy Price

• Product Disclosure Statement

• Legal Disclaimer

• Inclusions/Exclusions

Making a Fast Quote Request

Making a POST request to the fast quotes endpoint returns one or several insurance products based on the request. The request to the fast quotes endpoint is a list (as shown below). At the top level of the request, include the common fields for the quotes like currency , customer_country , customer_language along with boolean field fast quoteset as true.

Every Fast Quote request should have the minimum required information to get a quote for the specific Product. For instance, in the case of Product Insurance - we need the item category, price, name, description.

The response could have the policy details, static PDS and the price in the requested currency for the supplied parameters. This information can be presented to the customer to move them to the Booking stage.

Fast Quote is followed by Instant Booking as the next stage in the user journey where insurance is selected.

An example of fast quote request can be found below.

Request a Quote

POST https://api.xcover.com/x/partners/:partner_id/quotes/?fast_quote=1

This API call will retrieve the most relevant policies available for distribution

Path Parameters

Name	Type	Description
partner_id	string	Unique Partner Code

Query Parameters

Name	Type	Description
fast_quote	boolean	true

Headers

Name	Type	Description
Content-Type	string	application/json
Date	string	Current Datetime
Authorization	string	HMAC Signature
X-Api-Key	string	API Key

200

{
  "currency": "AUD",
  "quotes": {
    "0": {
      "policy_start_date": "2021-03-28T10:50:20.350000+00:00",
      "policy_end_date": "2022-03-28T10:50:20.350000+00:00",
      "price": 15,
      "price_formatted": "A$15.00",
      "policy": {
        "policy_type": "product_insurance",
        "policy_name": "Full Furniture Protection",
        "policy_code": "PFUO01CG",
        "policy_version": "1d69c52e-580c-4a7b-b87c-7658f8057a86",
        "category": "furniture-insurance",
        "content": {
          "title": "Full Furniture Protection",
          "header": "Furniture Cover For Life",
          "description": "Theft, damage and expanded warranty that covers the product for life. Cancel anytime.",
          "optout_msg": "<p>.</p>",
          "inclusions": [
            {
              "title": "Get peace of mind with theft, damage and expanded warranty that covers the life of your product for only A$ /year. Cancel anytime.",
              "description": "Full replacement if the item can’t be repaired."
            },
            {
              "title": "Get peace of mind with theft, damage and expanded warranty that covers the life of your product for only A$ /year. Cancel anytime.",
              "description": "Cancel anytime."
            },
            {
              "title": "Get peace of mind with theft, damage and expanded warranty that covers the life of your product for only A$ /year. Cancel anytime.",
              "description": "Covers theft."
            },
            {
              "title": "Get peace of mind with theft, damage and expanded warranty that covers the life of your product for only A$ /year. Cancel anytime.",
              "description": "Covers repairs when your item is damaged."
            },
            {
              "title": "Get peace of mind with theft, damage and expanded warranty that covers the life of your product for only A$ /year. Cancel anytime.",
              "description": "Covers what the manufacturer's warranty doesn’t."
            },
            {
              "title": "Get peace of mind with theft, damage and expanded warranty that covers the life of your product for only A$ /year. Cancel anytime.",
              "description": "Extends warranty protection for the life of the policy."
            }
          ],
          "disclaimer": "<p>I am over 18 and agree to the terms of this policy. This cover is powered by XCover.com and underwritten by Pacific International Insurance Pty Ltd.</p>"
        }
      },
      "pds_url": "https://www.xcover.com/en/pds/__I6F3D__ffp-pacific/",
      "files": []
    }
  },
  "errors": {}
}

Request Payload

{
    "currency": "AUD",
    "customer_country": "AU",
    "customer_language": "en",
    "partner_transaction_id": "ABCD-EFGG-0000-0000",
    "request": [
        {
            "policy_type": "product_insurance",
            "policy_type_version": "1",
            "policy_start_date": "2021-03-28T10:43:56.371Z",
            "last_used_date": "2021-03-28",
            "purchase_date": "2021-03-28",
            "renewal_period": "annual",
            "retail_value": 300,
            "category": "furniture-insurance",
            "title": "Bed Base",
            "brand": "BaseWorks",
            "model": "Syntia XXL",
            "description": "Durable, king sized bed frame",
            "condition": "new"
        }
    ]
}

In the request body, you can send multiple quote requests. This means that in the case of a 200ok, you will get back a quote for each request. You only need to make one API call to get many quotes.